FAQs

As a fiduciary financial advisor, we are legally and ethically obligated to act in your best interest at all times. This means every recommendation we make—whether about investments, tax strategies, or retirement planning—is guided solely by what benefits you most.

For more details on fiduciary standards, visit the CFP Board’s explanation of fiduciary duty.

Our compensation depends on the type of service you choose:

For investment management:
We charge an annual percentage-based fee depending on your total assets under management (AUM).

• 1.25% for accounts under $100,000
• 1% for balances over $100,000
• Additional price breaks over $500,000

This fee is billed quarterly and automatically deducted from your account—saving you money when using pre-tax funds such as IRA assets.

For financial planning services:

We offer fixed-fee or hourly engagements depending on project scope.

• Hourly rate: $180/hour for CPA-level help
• Fixed-fee engagements: starting at $1,200

You can review our firm and fee structure by visiting BrokerCheck and searching Carlson Wealth, LLC.

We serve individuals and families who want professional guidance to better manage their money, investments, and financial future. Many of our clients come from the Dave Ramsey SmartVestor Pro Program or through personal referrals. Our clients include doctors, engineers, therapists, business owners, and professionals from diverse backgrounds—all united by a desire to make smart, informed financial decisions.

Absolutely. We believe coordinated financial planning works best when your entire team—financial planner, CPA, and attorney—are aligned.

If you don’t currently have a CPA or need additional tax expertise, our affiliated firm, Carlson Tax and Accounting, LLC, can provide comprehensive tax and accounting support.

We specialize in helping clients align their financial plans with their life goals through ongoing communication and strategic planning.
Our expertise includes:

• Retirement planning
• Tax-efficient investing
• Small business financial strategies
• Estate and legacy planning
• College savings and education funding
• Comprehensive wealth management

Our goal is to bring clarity, wisdom, and peace of mind to every stage of your financial journey.

Our philosophy is simple: time in the market beats timing the market.

We follow an evidence-based investing approach rooted in research, not trends. This means using diversified portfolios, disciplined rebalancing, and long-term perspective to help you reach your goals.

No. Everyone deserves access to professional financial advice, no matter where they start. Our advisory fees are based on the total amount of assets we manage for you, but there’s no minimum investment required to begin working with us.

As fiduciary advisors and CPAs, we combine investment management, tax strategy, and financial planning under one roof. This holistic perspective allows us to design plans that are both financially sound and tax-efficient—helping you keep more of what you earn and invest.

Yes. We work with clients locally and across the country through secure virtual meetings. This flexibility allows you to receive professional financial advice from anywhere—without compromising on quality or connection.

We believe consistent communication is key to your success. We typically meet with clients 1 – 3 times / year or as needed to review progress, adjust investment strategies, and ensure your financial plan stays aligned with your goals and life changes. We also send out quarterly performance reports and our custodian sends out monthly reports. To schedule an ad hoc meeting simply either call our office or click on the link to schedule a meeting.

Your initial consultation is all about understanding your financial goals, challenges, and priorities. We’ll discuss your current financial picture, answer questions about our process, and outline a clear path forward.

There’s no cost or obligation for this introductory meeting—it’s simply an opportunity to see if we’re a good fit.

We provide ongoing guidance, performance reviews, and accountability.

Our role is to help you stay focused on your long-term financial plan, make informed adjustments as life changes, and ensure that every decision supports your personal and financial well-being.

Because we are also CPAs, we integrate tax-planning strategies directly into your investment and retirement plan. This includes optimizing asset location, minimizing taxable distributions, and identifying opportunities for tax-loss harvesting when appropriate.

Simply reach out to schedule a complimentary consultation. We’ll discuss your goals, explain our process, and help you understand exactly how we can support your financial future.